Author Archives: Leibowitz

Health Savings Accounts as Investment Tools

Health Savings Accounts (HSAs) are great tools for eligible investors for planning and investing for health care expenses in retirement.  The fundamental power of an HSA is its triple tax advantage: contributions are excluded from Federal and state income tax (as well as Social Security and Medicare payroll taxes), earnings in the HSA grow and […]

5 Strategies to Help You Hold on to More of Your Money in Retirement

As you approach retirement it becomes even more critical to review your budget, asset allocation, and sources of income.  Brandywine Oak ensures our clients utilize tax-efficient strategies to maximize their assets throughout retirement.  Some of these strategies include Roth conversions, planning for Medicare taxes, and controlling realized capital gains. To learn more, please take a […]

Will RMDs be back in 2021?

Will Required Minimum Distributions (RMDs) be back in 2021? The next round of stimulus could potentially include additional RMD relief, and perhaps the elimination of RMDs altogether! With the SECURE Act abolishing the stretch IRA for non-spouse beneficiaries thereby forcing the funds out of IRAs within 10 years of inheriting the account—IRA expert Ed Slott, CPA argues […]