Delaying Taxes In Retirement Isn’t Always Best!

November 18, 2022
Contrary to popular belief, delaying taxes in retirement isn’t always best! Researchers examined the common rule approach of clients withdrawing required minimum distributions from tax-deferred accounts, and then sourcing additional income needs from taxable accounts until those accounts are depleted. While there are merits to this approach, clients with excess assets and ambitious inheritance goals can greatly benefit by Roth conversion strategies during either pre-retirement or early retirement years. Portfolio longevity can be extended more by tax-efficient planning incorporating Roth conversion strategies.

At Brandywine Oak, we guide our clients through tax-planning and Roth conversion strategies to help them achieve their family’s long-term goals. To learn more about this topic, please read Think Advisor’s

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